Open Enrollment

Flexible Spending Accounts (FSAs)

FSAs let you set aside pre‑tax dollars to pay for eligible health care or dependent care expenses. You choose your contribution amount each year, and it’s deducted from your paycheck before taxes, allowing you to save money while covering everyday needs.

Please note, our FSA administrator is changing to HealthEquity for 2026. Review the Open Enrollment page for more information. 

Check out this video to learn more about FSAs.

Get to Know the FSAs

Flexible Spending Accounts Health Care FSA Limited Purpose FSA Dependent Care FSA
Eligibility Not for HSA participants or 3508 Sales Representatives HSA participants only, excluding 3508 Sales Representatives All eligible employees, excluding 3508 Sales Representatives
2025 Annual Contribution Limit* $3,300 $3,300 $5,000*
Eligible Expenses Health care, dental, and vision expenses Dental and vision expenses Daycare for children (12 & under) and dependent adults
Availability of Funds The amount you elect is available on your plan effective date The amount you elect is available on your plan effective date Be reimbursed up to the amount available in your account
Payment or Reimbursement Options Debit card or reimbursement Debit card or reimbursement Reimbursement
Rollover Options Roll over up to $660 of unused funds** Roll over up to $660 of unused funds** Unused funds do not roll over
Services Deadline 12/31/2026 12/31/2026 12/31/2026
Submission Deadline 3/31/2027 3/31/2027 3/31/2027

*The 2026 annual contribution limit is $3,400 for the Health Care and Limited Purpose FSAs and $7,500 for the Dependent Care FSA.
**Funds can roll over for those who re-enroll in the FSA.

Attention: Working Parents!

A Dependent Care FSA helps you save on the cost of childcare while you work or attend school full-time. Use pre‑tax dollars to pay for eligible expenses like daycare, preschool, before‑ and after‑school programs, and summer day camps. You can also use it for care of a dependent adult who can’t care for themselves.

Eligibility Rules

FSAs come with valuable tax advantages, but they also have IRS‑required rules:

  • All expenses must be incurred between January 1 and December 31 of the plan year.
  • You can only adjust your contribution amount if you have a qualified life event.
  • Health Care and Dependent Care FSAs are managed separately; you can’t transfer funds between them.

3508 Sales Representatives are not eligible to enroll in an FSA.

Tools of the Trade

Find real people, ready to help.

Brightside Financial

gobrightside.com
855-940-1507
(Weekdays, 8:00 a.m. – 9:00 p.m. ET)

Download the Brightside app, or visit app.gobrightside.com.

UMR

866-920-1980  
renovohealthhub.com